# My Bank Account: How It Works

> Cash gifts via Stripe go straight to your bank in 2–5 days. Safe, automatic transfers, fees, currency

Source: https://help.honeyfund.com/en_us/my-bank-account-how-it-works-SJyChtlVgx

Last updated: 2026-01-05T17:04:17.912Z

## Receiving gifts directly to your bank account!

  

With **My Bank Account**, Stripe securely processes each gift and applies a small transaction fee. Honeyfund doesn’t add anything on top of that—and we never charge guests to give—so the process stays simple and transparent for everyone.

Gifts received while this payment option is enabled will be labeled as “Cash Gifts.” Your funds will automatically start toward your linked bank account two (2) business days from the day the gift was given, and then will arrive within 2-5 business days.

### **Fees by Currency**

USD  

3.5% + $0.59  

EUR  

3.5% + €0.59  

NZD  

3.5% + NZ$1.00  

GBP  

3.5% + £0.59  

CAD  

3.5% + CA$1.00  

CHF  

3.5% + ₣0.59  

SGD  

3.5% + S$1.00  

AUD  

3.5% + AU$1.00  

HKD  

3.5% + HK$4.60  

MXN  

4.9% + Mex$13.00  

  

**Please Note:** Due to regulations around these types of gifts, we’re unable to hold bank-deposit funds until you’re ready to use them. Instead, funds are transferred automatically according to the schedule above. If funds processed through Stripe aren’t transferred to a linked bank account within 120 days, they’re moved to your Honeyfund Wallet, and your balance is secured. Unlike platforms that refund unclaimed funds, Honeyfund keeps your money safe in your account.

You’re welcome to update how you receive gifts from [****here.****](https://www.honeyfund.com/our-registry/edit/payments) Keep in mind that changes apply only to gifts given ****after the update.**** [****\[Learn more.\]****](https://help.honeyfund.com/en_us/can-i-transfer-honeyfund-wallet-gifts-to-my-bank-S1xxnn5Lgl)

If you still have questions, please don’t hesitate to [**contact us**](https://honeyfund.kustomer.help/contact/member-success-HyPK9r30R) - we’re here to help!